1. Introduction
Welcome to Cy Web Designs ("Website", "we", "us", "our"). By accessing and using this Website, you agree to comply with these Terms & Conditions. If you do not agree with any part of these terms, please do not use our services.

These Terms govern:
✅ Use of our Website and services
✅ Intellectual property rights
✅ Payment terms and refund policies
✅ Limitation of liability

2. Use of Our Services
By using our Website, you agree to the following:
✔ You must be at least 18 years old or have parental consent to use our services.
✔ You will not use our Website for any illegal or unauthorized purposes.
✔ You agree not to copy, resell, or exploit any part of our services without our permission.

We reserve the right to terminate access to our Website for users who violate these terms.

3. Intellectual Property
All content on this Website, including text, images, designs, logos, and templates, is owned by Cy Web Designs or licensed for our use.

You cannot:
❌ Copy, modify, distribute, or reproduce our content without permission.
❌ Claim our designs or templates as your own.
❌ Resell or redistribute any template purchased from us.

Template Usage Restrictions
If you purchase a website template, you are granted a non-exclusive, non-transferable license to use it as-is. You cannot:
📌 Convert the template into an e-commerce store, blog, or any dynamic website requiring a database (e.g., WordPress, Shopify, Webflow).
📌 Modify and resell the template as your own.
📌 Remove copyright credits if stated within the template.

Templates sold by Cy Web Designs are designed for static websites only and do not support advanced functionalities such as:
📌 Online payments or shopping carts
📌 Blog management systems
📌 User logins, memberships, or database-driven content

By purchasing a template, you acknowledge and agree to these restrictions.

4. Payments & Refunds
4.1 Payments
Payments for our services (such as website design, hosting, and templates) are processed through Stripe or other third-party payment processors. By making a payment, you:
✔ Agree to provide accurate billing information
✔ Authorize us to charge your selected payment method

4.2 Refunds & Cancellations
Due to the digital nature of our products, all sales are final, and we do not offer refunds once a purchase is completed.

Exceptions may apply if:

The purchased digital product is not functional or contains significant defects
A refund is required by law
If you believe you are eligible for a refund, please contact us at info@cywebdesigns.com.

5. Limitation of Liability
We do our best to provide high-quality services, but we cannot guarantee that our Website and services will always be error-free or uninterrupted.

📌 We are NOT responsible for:

- Loss of data or financial losses due to Website issues
- Third-party service failures (e.g., hosting, payment processing)
- Any damages resulting from the use of our Website or templates
- Your use of our Website and services is at your own risk.

6. Third-Party Links & Services
Our Website may include links to third-party services (e.g., payment processors, analytics). These services have their own terms and privacy policies, and we are not responsible for their practices.

You should review their policies before using their services.

7. Changes to These Terms
We may update these Terms & Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date.

If you continue to use our Website after changes are made, you accept the new Terms.

8. Contact Information
If you have any questions about these Terms, contact us at:

📧 Email: info@cywebdesigns.com